Financial Planning is a critical component for a sound strategy

It is very difficult to develop a proper and custom investment strategy without a thorough understanding of a family's goals or objectives. Financial planning is a significant element of our team's overall process. It is this process, where we take the time to learn about you and your family, on an intimate level, that allows us to create a financial roadmap.

While many of our new families begin with a full and comprehensive financial plan, this is not a requirement. We understand that a full financial planning strategy is not best suited for every situation and we are happy to customize your experience based on your level of needs

Retirement planning, typically, is the cornerstone in most financial plans. Whether you are a few decades away from retirement or just a few months, Rivercrest Wealth Advisors can help provide the guidance you need to be prepared for retirement.

 

Every relationship begins with a conversation. We concentrate ours on what matters most to you. So what does an initial meeting with your team typically cover?

  • Family and Background: We understand how important family is to our clients and we take the time to learn about your loved ones and those who matter most to you. We take the time to learn about what makes you, well you. This in depth knowledge allows us to develop deep relationships with the families we service, for decades
  • Goals and Desires: What matters most to you? We have open discussions relating to what you are looking to achieve, whether it's to spend more time with loved ones, start a new career or business, travel the world, or give back, we need to know. This knowledge allows us to develop a personal and custom plan and investment strategy to help you achieve this outcome, with the least of amount of risk required to do so.
  • Income and Cash Flow: Cash flow is as important as anything else when it comes to supporting what we call a work optional lifestyle.
  • Retirement: For so many of our clients, retirement will be a top priority. We have an open dialogue about what your retirement vision looks like and how we can devise a strategy to provide you with the highest likelihood of success.
  • Investment Management: Risk. When we began practicing financial advising, the conversation used to be centered on how much “risk” a client was willing to take. Over the decades, we discovered the conversation should be how much risk you need to take to make your goals feasible. Two bear markets during the first decade of this century confirmed this is the proper approach for investment management.
  • Tax Planning: We have all heard that taxes are one of two things you can count on in life. Our team implements strategies created by your accountant to limit the amount of taxes you owe. These strategies can range from showing you how to potentially defer more income, generate tax free interest, and take advantage of various tax management strategies.
  • Estate and Insurance: Legacy and passing down the values that our clients have spent decades building for their families are incredibly important. Our experience can help you consider efficient and effective strategies to help these principles are passed down for generations to come. Whether it's basic trust design or complex strategies involving blended families, our team can help you understand how to construct various strategies which can be created by your estate attorney.

 

Why work with a CERTIFIED FINANCIAL PLANNER™ professional?

You deserve a holistic financial roadmap. Only CERTIFIED FINANCIAL PLANNER™ professionals are rigorously trained in 72 areas of financial expertise and must accrue thousands of hours of experience prior to earning their certification. With a CFP® professional, you get a financial planner partner committed to working in your best interest and the confidence that comes with building a comprehensive plan.